HUGH CULVER

How to live like a millionaire with zero-based living

How to live like a millionaire with zero-based living

There is a concept in accounting called zero-based budgeting. Essentially, it means you build a budget from scratch and have to justify every expense. Instead of thinking about 15% growth in sales or  10% reduction in costs, you ask “What’s possible?” This radical...

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How I failed to reach my 2017 goals and lessons learned

How I failed to reach my 2017 goals and lessons learned

I struggle writing goals for the year. Don’t get me wrong - I’m all over project goals and making my Flight Plan for the week. But sitting down to write goals for the year makes my palms sweat and always feels like a blind dart toss. And the only thing worse than...

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How to get super motivated right now

How to get super motivated right now

On a flight recently I had a brain wave. You know, that’s the kind of thought that sweeps over you like a tsunami - but not in a bad way.  I have 1460 days left to live. No, I’m not going to die in 1460 days. But something big is going to happen and it’s big enough to...

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Why I joined the Morning Club (and why you should as well)

Why I joined the Morning Club (and why you should as well)

  I’m writing this at 6:00AM - and I’m loving it. For many years now I have been ranting about getting up early to jump start your morning. Sometimes I see my audience nod in agreement, sometimes they give me that yeah-right-skinny-guy look, and sometimes they...

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