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3 daily rituals that will make you rich

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This post was originally published in January 2017 and was updated March 2019.

I’m nervous posting this.

This message is so important, I worry my fumbling writing efforts won’t do it justice.

You see, I want you to be rich.

Ouch!….sounds like get-rich-quick hyperbole, right?

….let me explain.

I want you to feel wealthy – free to make decisions you need and want to make. And I want you to be free of the dark blanket of worry that I see burdens so many and drags them into playing it small.

Just to be clear: this isn’t about possessions or cash in your wallet—it’s about the experience of abundance.

For most of us (myself included) we grew up with a poverty mindset – there’s only so much to go around, so be careful not to lose. Oh, we might talk a big talk about income, wealth, savings and growth.

That’s all great.

But a poverty mindset isn’t obvious—like software. It’s there, running your programming, twisting each decision, clouding your thinking and you assume it’s the way it is – as if it’s permanent.

When I was a kid, clothes were handed down, we bought old cars (“You know you lose a quarter of a new car’s value as soon as you drive it off the lot!”) and a restaurant dinner was what we saw other people do.

We weren’t poor, but we certainly weren’t learning about abundance, or what it feels like to be rich.

In a binary sort of way, I used to think being rich was only about bank accounts and how many days you can call “vacation.”

It’s not that simple.

“A person’s relationship with money,” says behavioural economist Sarah Newcomb, “is almost never about the numbers. It is about the stories we tell ourselves because of those numbers.” To tackle those stories we need to understand there is enough to go around.

wealth

Enough to go around

It’s easy to compare ourselves to people who are more successful: taller, richer or have better abs. Get into almost any group and somebody has something or is doing something better than you.

The real harm is when we somehow believe we don’t deserve better, as if what we want is in limited supply. This scarcity thinking can even lead to being “…resistant to taking care of ourselves as fully as we can.” says clinical psychologist Suzanne Lachmann.

So we don’t attempt to save, get in shape, eat better, or invest in education. After all, if you don’t deserve it, what’s the point?

The truth is you do deserve it and there is enough to go around.

There’s enough money, opportunities, business, deals, triple Venti half-sweet non-fat caramel Macchiato’s and clients. And there’s certainly enough for you.

If I was to make of list of lessons that changed to course of my life, this would be first on the list: you can your programming. A bit a time, you can trim away the edges of years of programming to install the version you want for the next 5, 10 or 50 years.

I started with 3 rituals.

Call them habits, mantras, observations, or – Oh, I know – upgrades. Practicing these rituals won’t miraculously pay off your credit card debt, give you six-pack or get you a raise. You won’t be taller, smarter, or more attractive either (sorry.) But, you will be doing something 90% of people never think of doing: choosing how to live.

Here they are – 3 deceptively simple rituals that could quite simply change your life and make you rich.

create wealthRITUAL #1: Notice abundance. Walk in nature, appreciate people who have something you want (don’t dismiss or envy them) and reward yourself (like with a special cup of coffee, a book you’ve been wanting to read, or an overdue yoga class). Your goal is to become comfortable with having wealth in your life.

You may be living with a debilitating disorder – it’s call the “psychology of scarcity” (Daniel Kahneman)—the belief that there isn’t enough to go around. This can have short-term impacts, like relying on usury lending rates at payday lender outlets (there are now more of these outlets in the United States than McDonald’s and Starbucks outlets, combined). It can also impact your decisions, by playing it safe or not asking for what you want.

Again, I’m not fixating on money – this is about abundance in nature, having enough to eat and being able to walk without fear in your neighbourhood. This is the growth mindset coined by Stanford psychologist Carol Dweck that can lead to better decisions and even a longer life.

The only difference between people who have more of what you want and you comes down to what you focus on. Abundance is all around you.

The only difference between people who have more of what you want and you comes down to what you focus on. Abundance is all around you. Click To Tweet

 

create wealthRITUAL #2: Take 2 minutes at the end of every day for gratitude. As simple, hackneyed, and cliché as it might seem, there is science to back-up the practice of gratitude. In one experiment, writing letters (even if you don’t send them) or phoning to express gratitude to someone influential in your life resulted in a measured happiness increasing by as much as 400%.

And when you express gratitude (even just thinking how grateful you are) has lasting effects on your brain and well being that can be measured days and weeks later.

In one series of studies, using fMRI scans, researchers found that expressing gratitude (thinking, writing, or calling the person) showed greater neural sensitivity in the medial prefrontal cortex, a brain area associated with learning and decision making. “Simply expressing gratitude may have lasting effects on the brain.” reported researchers Joel Wong and Joshua Brown, “While not conclusive, this finding suggests that practicing gratitude may help train the brain to be more sensitive to the experience of gratitude down the line, and this could contribute to improved mental health over time.”

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create wealth

RITUAL #3: Ask for what you want. The more you ask, the easier it becomes. Go for simple asks, like to go ahead in a line because you’re in a hurry, or have interest fees charges waived from a missed a credit card payment (which I just did this week!)

I’m writing this from Wailea, Maui listening to the calls of the Mynas, sipping Ceylon tea as the morning warms up. In a few minutes we’ll be paddling out into ‘Alalaleili Channel to spend the morning watching Humpbacks breach.

Crazy right? How did this happen?

Simple, I asked for what I wanted (in this case to borrow a friend’s condo).

When you ask for what you want, resistance lets go of the steering wheel and opportunity can move into the driver’s seat of life.

When you ask for what you want, resistance lets go of the steering wheel and opportunity can move into the driver’s seat of life. Click To Tweet

My experience has been that when I speak up and ask for what I want more often than not I get what I need. As Mick and the boys put it, “You can’t always get what you want, but if you try sometimes, you might find, you’ll get what you need.”

On more than one occasion, my client hasn’t had the budget to hire me at my fee. I could thank them and walk away. But, if I want the opportunity I need to ask for want I want. When asked if instead of paying my speaking feee they would buy a copy of my book for all 400 delegates (close to the equivalent of paying my fee) they wrote a cheque.

If we are going to do good on this planet we need to know we can make a difference. Call it power, abundance, karma or confidence…I want you to be rich.

“If you really believe that abundance is available to all,” says Michelle Rose Gilman, founder of Fusion Academy middle schools, “you’ll end up attracting your own abundance.”

More about wealth creation

For more reading on abundance and creating wealth:

In this post “Want to make more money? Solve a bigger problem” I argued for raising your value in the market by solving bigger problems. A great starting point is to run a quick survey of your audience and ask them what they need.

In the post, “Want to make more money? Look in the mirror” I wrote about “turning up” your money margin so you are ready to receive more money. Sounds weird, but once you admit you’re wired to a money-set-point (money margin) it only makes sense you can change it. Here’s the 5-step formula I use:

  1. Learn to be uncomfortable
  2. Study success.
  3. Ask for what you’re worth.
  4. Accept money as good.
  5. Give money away.

If you want some incentive to turn your back on that chocolate chip carrot muffin, read “How to get rich by spending less money (it’s easier than you think)” – if nothing else, you’ll save $1,000 this year.

And, finally, in one of my most popular posts “How to make money now as an expert” I go deep into how to make money as a speaker by, well, not speaking!

References:

“The Three Rules for Healthy Money” Psychology Today. Sarah C. Newcomb Ph.D. April 2016.
“How to Finally Feel Good Enough to Deserve Better” Psychology Today. Suzanne Lachmann Psy.D. Oct. 2013.
“The Science of Scarcity” Cara Feinberg, Harvard Magazine. June 2015
“Why Mindset Matters” Stanford Magazine, published on medium.com Sept. 2017.
“The Science of Happiness – An Experiment in Gratitude”, Gratitude Seeds Magazine.
“How Gratitude Changes You and Your Brain”, Greater Good Science Center at UC Berkeley. Joel Wong and Joshua Brown.
Michelle Rose Gilman and the Fusion Academy middle schools

Photo by matthew Feeney on Unsplash

Never miss another update.

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About Hugh Culver

Speaker, author, athlete and founder of BlogWorks. I speak and write about getting stuff done and the art of growing younger.

Categories: Blog, Habits, Wealth Tagged: abundance, carol dweck, Daniel Kahneman, habits, making money, mindset, motivation, resiliance, success, wealth, wealth creation

Comments

  1. Robin Sims says

    January 22, 2017 at 7:59 am

    Hi Hugh
    Thanks for sharing all your great tips.
    We are in playa del Carmen for a few days on vacation.
    Cheers
    Robin

    Reply
    • Hugh Culver says

      January 22, 2017 at 2:29 pm

      Hi Robin – sounds wonderful (I wrote this post in Maui) – I love writing from remote locals, especially if there’s a beach. Travel well!

      Reply
  2. Elaine Froese says

    January 22, 2017 at 1:59 pm

    Ralph Waldo Emerson said “Your health is your wealth”. We as Canadians are wealthy because we can read, have shelter, clothing, and abundant food .
    I agree that an attitude of gratitude helps encourage an abundance mindset. There is a great blessing in being generous in spirit to give to those in need, and to recognize our responsibility to share all of our resources, time , money and energy. We are blessed. I also am rich in my relationship towards God and towards others. That is a great legacy that no one can steal away.

    Reply
    • Hugh Culver says

      January 22, 2017 at 2:30 pm

      Elaine – thank you for that. What wonderful thoughts you’ve added – we all truly have a legacy: it’s our choice what shape it takes.

      Reply
    • Saxman says

      July 14, 2018 at 1:22 am

      Mrs Elaine Froese I thank God for your life with all you have said now… How I wish I would be in a position to say something like this one day because am very poor and the little I earn here in my country, I spend it on my old parents.i was advised of doing blood money rituals but the fear of God is within me….God bless you also Mr Hugh

      Reply
    • Ojile says

      September 16, 2020 at 7:52 pm

      Wow this is great

      Reply
  3. Bonnie Webster says

    January 23, 2017 at 12:41 am

    Hi Hugh,
    A very Dear friend sent me this information. I already feel as if a change in my finances is around the corner. I need the money to go to China in May, and have no idea how to make it happen. But I keep telling everyone that I am going. Any suggestions?

    Reply
    • Hugh Culver says

      January 23, 2017 at 7:04 am

      Keep you eyes and mind open. Plus do something good for others. It all comes around.

      Reply
  4. Jan Sugar says

    January 23, 2017 at 6:24 am

    Love this one, Hugh, and the sassy, yet kind, attitude that underlies it. You guide us and yet you’re one of us. Wise, but never better than. (There’s an interesting model at this particular moment in time.)

    Reply
    • Hugh Culver says

      January 23, 2017 at 7:05 am

      Thanks Jan – I love that. I hope to never be better than. (Still put on my pants one leg at a time)

      Reply
      • Daniel says

        November 20, 2019 at 2:39 am

        Hugh, thanks a lot for sharing this 3 ritual. My name is Daniel and i’m from Nigeria in the West Africa region. Even in the midst of the tight situation over i keep believing things will get better for me some day, i always try as much as i can to change my world by doing little things to support myself , family and friends each day with a smile on my face no matter what i go through in life. This is really helpful!

        Reply
  5. Tawanda says

    September 20, 2017 at 4:58 pm

    That’s great, Hugh. Thanks for the advice. Im in Zimbabwe and blessed to read your rituals.

    Reply
  6. Emmanuel says

    January 3, 2018 at 8:00 am

    Thanks So Much, This Is Interesting,
    With These My 2018 Is Assured By His Grace.
    Once Again Thank You!!!

    Reply
  7. Adam says

    April 17, 2018 at 2:59 pm

    Hi Hugh, firstly I really enjoyed reading all you have written and thank you for putting this up I really appreciate it, My name is Adam and I have had a very ‘different’ life so far shall I say, I am 26 I have only ever had a couple of jobs but have always had spirit, I am currently looking for a way to succeed financially but have no idea how, somehow I know I will but nothing is happening I have lots of heart but feel like I’m lost I have so much energy but I don’t know where to channel it, are you able to help me in anyway? If I can help you with anything I will try my best, thank you Huge, all the best.

    Reply
    • Hugh Culver says

      April 19, 2018 at 11:53 am

      Hi Adam – what is inspiring you these days? Start there and go there more. I get lots of inspiration and ideas from books, podcasts, conferences, and meeting new people.

      Reply
  8. Nnadi Munachi says

    September 13, 2018 at 2:51 pm

    This is cool I love the rituals thanks for giving me a chance to be rich I’m in Nigeria I’m glad to login on to your website stay blessed

    Reply
  9. Devin says

    September 23, 2018 at 8:46 am

    Magnificent information on how to adjust your daily rituals to become the type of person who can attract wealth into your life. I believe anyone who executes these ideas will be well on their way to riches. Thanks!

    Reply
    • Hugh Culver says

      September 24, 2018 at 8:20 am

      Thanks Devin – daily rituals can be so rewarding!

      Reply
  10. Vatsala Shukla says

    March 10, 2019 at 6:51 am

    I’m already feeling wealthier knowing that we have daily rituals in common, Hugh!

    The 3rd ritual is one where many of us need more practice. I tend to ask the Universe or God for what I want though it has to be more at a temporal level.

    One of the ways I do it is by owning my value and stating my fees with confidence. If the other person’s problem is important enough, they hire me and if not, I give them options that can help them without either party feeling used or pressurized into a lose-lose situation. The goodwill generated is priceless.

    Reply
    • Hugh Culver says

      March 11, 2019 at 10:41 am

      Vatsala – that is such a clear way to show up. Ironically, when we don’t budge we often get some room to negotiate.

      Reply
  11. Sr. Jaya says

    March 10, 2019 at 12:09 pm

    Thanks Hugh Culter, sharing this three rituals sentences. I love it. It will help me to look around me the presence of abundance, Gratitude is another key which appreciate so much . Asking myself everyday w h at I want will be clarity and focus on my life. Great. God’s blessings.

    Reply
    • Hugh Culver says

      March 11, 2019 at 10:40 am

      Thank you. I’m grateful for you!

      Reply
  12. Kristin Harris/Tales From Home says

    March 12, 2019 at 7:45 am

    This has certainly been an interesting and eye-opening read! You made a lot of points that i think we should all pay attention to in life! Thanks so much for sharing!

    Reply
    • Hugh Culver says

      March 12, 2019 at 11:03 am

      Thanks Kristin. I think I could write loads more articles all about scarcity and our mindset around money!

      Reply
  13. Bradley Letkeman says

    March 13, 2019 at 12:46 pm

    Hey Hugh, here’s my share… I liked “3. Ask for what you’re worth.”… simple, brilliant and I believe to be VERY IMPORTANT if you want to be/feel rich!!! In the first quarter of 2018 I began experimenting with billing for what I believed I was worth… I was “learning to be uncomfortable”. By the final quarter of 2018 it was ‘uncomfortable’ to bill for anything less. My revenue increased by 30%, my workload stayed the same, or less… and I felt like I was finally tasting success… like I was rich… rich with ‘time’ to spend with myself and loved ones. Thanks for the platform to share and for all that you do to inspire.

    Reply
    • Hugh Culver says

      March 15, 2019 at 9:02 am

      Thanks Brad. I love hearing this! On the surface it seems sort of simple: ask for what you are worth. The reality it is a huge deal. “What such a man needs is not courage but nerve control, cool headedness. This he can get only by practice. —THEODORE ROOSEVELT”

      Reply
  14. Christy David says

    June 23, 2019 at 6:57 am

    Hi Hugh Culver,
    in fact I am really tired of my living cause l am indepted to so many persons and l don’t know how to off dept the dept and become rich and wealthy. Pls help me to show me the way out.

    Reply
  15. Forbes says

    February 29, 2020 at 10:15 am

    This was very helpful

    Reply
  16. Chessyleonard says

    September 18, 2020 at 11:39 am

    Is really helpful

    Reply

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